HELOC and Home Equity Loan Rates Steady in Mid-7% Range, Offering Alternative to Refinancing
The cost of tapping home equity through a second mortgage remains largely unchanged, with nationwide averages for home equity lines of credit (HELOCs) and home equity loans (HELs) still lodged in the mid-7% band. On Sunday, January 25, 2026, real-estate analytics firm Curinos reported an average HELOC rate of 7.25% and an average home equity loan […]