Best CD Rates Touch 4.1% APY on December 21, 2025
Recent data indicate that certificate of deposit (CD) yields continue to challenge traditional patterns, with the most attractive offers now favoring short- and mid-range terms rather than long commitments. As of December 21, 2025, the highest available return is 4.1% annual percentage yield (APY), posted by Sallie Mae Bank’s 15-month CD and LendingClub Bank’s 8-month CD. These rates set […]